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Instant Payment Network (IPN)

Product type	Instant inter-bank payment system
Owner	Central Bank of Egypt
Country	Egypt
Introduced	22 March 2022; 3 years ago (2022-03-22)

Instant Payment Network (IPN) is an Egyptian real-time payment system that was officially launched in March 2022 by the Central Bank of Egypt to facilitate instant and seamless financial transactions.^[1][2][3] It enables individuals and businesses to send and receive money instantly, 24/7, across different banks and financial institutions.

It is closely linked to InstaPay, a digital payment application that acts as a gateway for users to access IPN services, enabling real-time fund transfers and improving financial inclusion in the country.