Kụọ Ụgwọ Dị Ka Ị Na-enweta

Pay As You Earn (PAYE) bụ mmemme ego nwa akwụkwọ akwụkwọ etiti bịanyere aka na ya na 21, 2012, nke Onye isi ala Barack Obama bịanyere aka na ya.  [1] Ọ bụ otu n'ime nri echere a na-akpata ego

Ikike

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[1]naanị ndị na-agbaziri agbaziri ọhụrụ nwere ike iru eru ma ọ bụrụ na ha natara nkwụghachi ụgwọ na mbinye ego na ma ọ bụ mgbe Ọktoba 1, 2011 nchebe.  Otu onye tozuru oke dị ka onye na-agbaziri agbaziri ọhụrụ ma ọ bụrụ na ya nguzozi ìhè na mbinye ego mbụ ma ọ bụ mbinye mkpa FFEL mgbe ọ natara mbinye ego FFEL na ma ọ bụ mgbe Ọktoba 1  , 2007. nzaghachi nkwụghachi dabere na Income-Dabere (IBR), onye gbaziri agbaziri ga- nọmba ihe isi ike ego.

Mgbanwe na ndọtị

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Ego mpi nke President Obama 2015 tụpụtara nnukwu na mmemme Pay ka Ị Na-enweta.  Na mgbakwunye na ịgbasa mmemme ahụ nye ndị niile na-agbaziri ego, n'agbanyeghị mgbe a na-echere ego mbụ ha, ọ ụfọdụ aro ụfọdụ njedebe na PAYE bụ nke e mere iji "ichebe omume ụlọ ọrụ nke ike ọrụ na-ekiri.  ụmụ akwụkwọ, na-ahụ na mmemme ahụ na-enye ụmụ akwụkwọ ahụ efe zuru oke.  Mgbanwe ndị a bụ aro

  • Wepụ okpu ịkwụ ụgwọ ọkọlọtọ n'okpuru PAYE ka ndị na-akwụ ụgwọ dị elu, ndị na-agbazinye ego na-akwụ ụgwọ nha nha nha nke ego ha nwetara ka ego ha na-arị elu;
  • Ịgbakọ ugwo maka ndị na-agbaziri di na nwunye na-ede akwụkwọ iche iche na nnukwu ego n'ụlọ agbakwunyere;
  • Capping Public Sector Loan Mgbaghara (PSLF) na mkpokọta mbinye ego maka ụmụ akwụkwọ nọọrọ onwe ha na-agụghị akwụkwọ ka ha chebe megide omume ụlọ ọrụ nke nwere ike ịbawanye ụgwọ ụmụ akwụkwọ, ebe ị na-ahụ na mmemme ahụ na-enye ahụ efe zuru oke maka ụmụ akwụkwọ kwadoro ọrụ ọha;
  • Ịmepụta oge mgbaghara afọ 25 maka ndị na-agbaziri ego nwere nguzozi karịa mkpokọta nbinye ego maka ụmụ akwụkwọ nọọrọ onwe ha;
  • Na-egbochi ịkwụ ụgwọ a na-akwụ n'okpuru atụmatụ nkwụghachi ụgwọ na-enweghị ego na-akpata itinye n'ọrụ na PSLF iji hụ na mgbaghara mbinye ego bụ maka ụmụ akwụkwọ nwere mkpa kachasị; na
  • Ịdekọ ọnụ ọgụgụ ọmụrụ nwa nke nwere ike ịba ụba mgbe ugwo onye na-agbazinye ego ezughị ezu iji kpuchie ọmụrụ nwa iji zere itule nbinye balloon. [2]

Na nchikota, n'agbanyeghị na mmefu ego na-atụ aro ịgbasa PAYE na ndị niile na-agbaziri agbaziri, ọ na-egbochi uru ya nke ukwuu maka ndị nwere nnukwu ego / nnukwu ego mgbazinye ụmụ akwụkwọ yana maka ndị na-achụso ọrụ na mmasị ọha. Ọ bụrụ na agafere, amabeghị ma ndị gbaziri agbaziri tupu mgbanwe ndị etinyere n'ọrụ ga-abụ nna nna na atụmatụ PAYE, IBR na PSLF dị ugbu a.

[3]Na June 9, 2014, Onye isi ala Barack Obama ịnwale iwu ịgbatị Pay as You Earn (PAYE) nkwụghachi ụgwọ ụmụ akwụkwọ enwetara tupu Ọktoba 2007

Mbinye ego ruru eru

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  • Ego nbinye ozugbo na enweghị nkwado
  • Ego mgbazinye Direct Plus maka ndị gụsịrị akwụkwọ na ndị ọkachamara [4]

Nbinye ego na-erughị eru

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  • Mbinye ego nkeonwe
  • Mbinye ego nne na nna gbakwunyere [5]

Hụkwa

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  • Ịkwụsị ụtụ isi na United States
  • Ego mgbazinye Federal Perkins
  • Ego mgbazinye Stafford
  • Mmemme mbinye ego ụmụ akwụkwọ Federal Direct
  • Mgbakwunye ego nbinye ụmụ akwụkwọ gọọmentị etiti

Ntụaka

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  1. ↑ Pay as You Earn studentaid.ed.gov
  2. ↑ U.S. Dep't of Education | Student Loans Overview - Fiscal Year 2015 Budget Proposal
  3. ↑ White House Factsheet | Whitehouse.gov
  4. ↑ Eligible Direct Loans studentaid.ed.gov
  5. ↑ Loans That Are Not Eligible studentaid.ed.gov

Njikọ mpụga

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